HEALTH CAREE OF USA

Call us - 888-341-3048

See If You're Eligible For A
$0 Premium
Health Insurance Plan

By answering just a few questions you can get a better idea of the types of coverage available to you. We can find you a policy that fits your needs and your budget!

Single

Couple

Family

Single-Parent Family

4 out of 5+ customers qualify

The multiple nationwide carriers that are a part of the Affordable Care Act Marketplace give us the ability to find the right coverage and policy for virtually anyone!

Eligible Ages 19-64
- Income Criteria:
§ Below $20k a year income for single person
§ Below $25k for married couple
§ Below $30k for household of 3
§ Below $35k household of 4
- Not on Medicare
- Not on Medicaid
- Not on VA/Tricare coverage
Call us - 888-341-3048

Our Easy Three Step Process

How It Works

 1 

Complete Our Form


Complete our quick and straightforward form so we can find you the best coverage available.

 2 

We Get To Work


Our agents will search available plans (starting with the $0 plans) to find the best policy options for you.

 3 

Confirmation


Once accepted by you, you'll receive confirmation instructions and your health insurance card.

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You Deserve Peace Of Mind

Health Insurance Is Within Your Reach

Many people think they don't qualify for a $0 health insurance plan, but up to 4 out of 5 households do not need to pay a monthly premium to access healthcare.

If you pay taxes, there is a good chance you are entitled to subsidized health insurance through The Affordable Care Act. Once you fill out our form, we use our national network of agents to find the policy that may be the right one for you and your family.

We want to help alleviate any stress you have about your healthcare situation. We have worked hard to make our online form as quick for you as possible, generally with no phone calls needed.

Our network of agents work very hard to get up to 80% of applicants paying $10 or less for their monthly insurance premium.

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High Eligibility Rate

Up to 80% of applicants qualify for an Affordable Care Act plan

Low Cost Policies

If eligible, there is a good chance you'll pay $10 or less for your monthly insurance premiums

Market Knowledge

We are constantly reviewing the ACA Marketplace for the newest coverage and policies available

Broad Coverage

Most plans have broad coverage including prescription drug and emergency services coverage

What We Offer You

Our Extensive Agent Network Is Ready To Help You

Based on your form submission, our agents take the time to understand your unique insurance needs and work with you in selecting the right insurance policy.

We can be your trusted advisors, ensuring you have the most suitable coverage in place and offering peace of mind through our knowledge of the Affordable Care Act Marketplace.

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More information about ACA insurance policies

Frequently Asked Questions

$0 dollar health insurance policies refer to a health insurance plan with a $0 premium. Premiums are the monthly fees you pay to your insurance company to maintain coverage.

In the case of the Affordable Care Act, the federal government pays private insurance companies that are part of the Affordable Care Act Marketplace a fee. Thses insurance companies then set up agreements with local hospitals and/or healthcare providers, in an effort to make medical expenses more affordable for you.

Depending on the plan you are eligible for, and what is available in your state, your plan may also cover extra services like hearing, vision, dental, prescription drugs and other wellness programs.

Make sure to discuss with your agent the covered services for each plan you are eligible for.

In general, yes. Pre-existing conditions rarely disqualify eligibility.

Generally the only out-of-pocket costs for medical care are deductibles, coinsurance, and/or copays. These costs represent what you pay out of your own pocket when you receive care.

These costs will be clearly outlined in the policy documents for each policy you review and your agent will be happy to clarify any questions you may have.

In general all policies have clearly stated the maximum amount you'll be requiredd to pay out-of-pocket each year. This is usually called your Annual Maximum and once you've reached this limit, your insurance should cover all covered expenses.

The Annual Maximum will be clearly outlined in the policy documents for each policy you review and your agent will be happy to clarify any questions you may have.
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